OUR PLEDGE TO THE CLIENTS

The fees we charge our clients are based on percentage of assets under management and performance based incentives which are agreed with the client at the inception. We will not impair our independence by accepting any other form of compensation such as commissions, soft money deals, etc.

We will strive to provide the highest quality financial services at an affordable cost for our clients.

We will strive to help design and update as necessary an asset allocation plan to meet a client’s established goals that will become part of each client’s investment policy based on a thorough understanding of each client’s:

BMA ranks amongst the top brokers in the Pakistan Equity Markets, and has relationships with the widest network of International Broker Dealers. BMA has the widest research coverage in Pakistan and is highly ranked by clients due to the team’s consistent performance and independent research capability. BMA’s Asset Management arm, BMA Funds, takes pride

in being the pioneer of Separately Managed Accounts (SMA) in Pakistan and launched Pakistan’s first US dollar denominated off-shore fund in 2005. BMA Capital’s retail brokerage brand, BMA Trade, has a nationwide network of branches as well as a comprehensive online trading platform, enabling investors across Pakistan to take part in the capital markets.

BMA ranks amongst the top brokers in the Pakistan Equity Markets, and has relationships with the widest network of International Broker Dealers. BMA has the widest research coverage in Pakistan and is highly ranked by clients due to the team’s consistent performance and independent research capability. BMA’s asset management arm, BMA Funds, takes pride in being the pioneer of Separately Managed Accounts (SMA) in Pakistan and launched Pakistan’s first US dollar denominated off-shore fund in 2005.

BMA Capital’s retail brokerage brand, BMA Trade, has a nationwide network of branches as well as a comprehensive online trading platform, enabling investors across Pakistan to take part in the capital markets.

Goals & Objectives

Time & Horizons

Income Needs

RISK TOLERANCE

TOTAL NET WORTH

ASSET POOL UNDER MANAGEMENT

We will choose managers who have demonstrated superior risk adjusted returns compared to style peers and have traits and characteristics that we believe are important to compound capital over a period of time.  In addition, we will monitor these managers to ascertain whether they continue to be worthy of our confidence.

We will diversify our client’s portfolio by style and manager, but not over diversify.

We will constantly monitor managers for changes in investment style, performance relative to peers, cost, etc.  Using our leverage, we will negotiate fees with brokers to the extent possible to make sure our client is receiving the best possible deal. We will do our best to communicate and educate our clients on the benefits of asset allocation and

modern portfolio theory as well as “intrinsic value” investing, to produce superior risk adjusted returns as well as the benefits of sticking with an investment plan.

We will provide regular performance reports at agreed intervals reflecting the performance against benchmarks set in coordination with the client and reflected in the written investment policy.

We will choose any individual stock investment based on their discount from our appraisal of intrinsic value, their competitive position and management and our assessment of their free cash flow potential.

We will be flexible and commit ourselves to superior service to our clients.

Have questions? Contact our support for help.